Relating to Railroads newly opened, consequently rated trebly doubly
hazardous. The rate of insurance will be as follows:--
PER CENT.
Engineer, first six months, total life ....... 90
Legs, at per each ............................ 74
Arms, ditto ditto ............................ 60
Ribs, per pair, or dozen, as contracted for ... 55
Dislocations and contusions, per score ....... 50
N.B.--A reduction of seven-and-a-half per cent., made after the first six
months.
First class passengers will be allowed ten per cent. for the stuffing of
all carriages, except the one immediately next the engine, which will be
charged as above.
STOKERS.
Same as engineers, but a very liberal allowance made to such as the trains
have passed over more than once, and a considerable reduction if scalds
are not included.
_Exceptions_.--All who have five small children, and are only just
appointed.
SECOND CLASS PASSENGERS.
In consequence of these travellers being generally more thickly stowed
together, the upper half of them have a chance of escape while crushing
those underneath, so that a fair reduction, still leaving a living profit
to the directors, may be made in their favour. Thus the terms proposed for
effecting their policies will be ten-and-a-half per cent.
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